How to Accept UPI Payments with Google Pay, PhonePe, Paytm

The beauty of UPI is interoperability. One QR code works with every UPI app—Google Pay, PhonePe, Paytm, WhatsApp Pay, Amazon Pay, BHIM, and bank apps like SBI, HDFC, ICICI. You don't need separate QR codes for each app.

How it works

When you create a UPI QR code with our free generator:

1. The QR code encodes your UPI ID or bank details
2. Customer opens any UPI app and scans the QR
3. Amount, merchant name, and description are pre-filled
4. Customer enters PIN and payment completes in seconds

What customers need

• Any smartphone with a UPI app installed
• Bank account linked to UPI
• UPI PIN set up

What you need

• UPI ID (e.g., yourname@paytm, business@oksbi) or Bank Account + IFSC
• Our free generator—no signup, no fees

Compatible apps

• Google Pay (GPay)
• PhonePe
• Paytm
• WhatsApp Pay
• Amazon Pay
• BHIM App
• All bank UPI apps (SBI, HDFC, ICICI, Axis, etc.)

Create your free UPI QR code and accept payments from any app your customers use.