Guides

UPI QR Code Generator: Step-by-Step Guide for Merchants

A complete guide to creating UPI QR codes for your business. Follow these simple steps to generate, download, and start accepting payments in minutes.

Varun Rana
Varun Rana
March 1, 20266 min read

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Creating a UPI QR code is easier than you think. Our free generator guides you through each step—no technical knowledge required.

Step-by-step guide illustration

Step 1: Enter your merchant name

Add your business name or your name. This appears when customers scan the QR code.

Step 2: Choose payment address type

Select one of four options:

  • UPI ID – Use your existing UPI ID (e.g., yourname@paytm, business@oksbi)
  • Bank Account – Enter account number and IFSC code to generate a UPI address
  • Aadhaar – Use your 12-digit Aadhaar number (linked to bank)
  • Mobile – Use your registered mobile number for UPI

Step 3: Enter payment details

Fill in the required fields based on your chosen type. For bank account, you'll need account number and IFSC.

Step 4: Add amount and description (optional)

  • Amount – Set a fixed amount for invoices, or leave blank for customer to enter
  • Description – Add notes like "Invoice #123" or "Order payment"

Step 5: Download your QR code

Click download to get a PNG image. Print it, add to invoices, or share digitally.

Step 6: Start accepting payments

Display your QR at your counter, add to bills, or send via email. Customers scan and pay instantly.

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